New Construction vs. Resale in Argyle, TX: The 5-Year Cost of Ownership

🏡 New Construction vs. Resale in Argyle, TX: The 5-Year Cost of Ownership

By John & Jennifer Shelby
Shelby Realty Group — Brokered by REAL Broker, LLC
Denton • Flower Mound • Highland Village • Lewisville • Corinth • Argyle & North Texas

The Real Question: What’s Cheaper in the Long Run?

If you’re thinking about buying a home in Argyle, Texas, you’ve probably asked yourself this:

“Should I buy a brand-new home or go with a resale?”

It’s a great question — and one that doesn’t always have a simple answer. The sticker price is just the beginning. To really compare, you have to look at the total cost of ownership over time — things like taxes, insurance, maintenance, and even energy bills.

Argyle’s Market Snapshot

Argyle continues to be one of the most desirable spots in Denton County. According to Zillow, the average home value sits around $590K, while new-construction homes often start in the low-to-mid $600s depending on the builder and upgrades.

This tight market, combined with strong appreciation (around 7-8% annually per NeighborhoodScout), means that new homes don’t always stay more expensive for long — especially once you factor in savings on utilities and repairs.

What You’re Really Paying For

When you buy a new construction home, you’re paying for more than shiny appliances and fresh paint. You’re also getting:

• Energy efficiency — lower electric and gas bills every month.

• Fewer surprise repairs — because everything is new and under warranty.

• Builder incentives — like rate buydowns or closing-cost help.

On the other hand, a resale home may offer:

• Lower upfront price — and sometimes more square footage or a bigger lot.

• Established neighborhoods with mature trees and no construction noise.

• Room to negotiate with sellers who are motivated.

But keep in mind, resale homes can come with older systems, higher maintenance costs, and less efficiency — things that add up over five years.

A Quick 5-Year Example

Let’s simplify it.
Imagine two similar homes in Argyle — one new, one resale:

• The new home might cost $650,000, but you’ll spend less on maintenance and utilities.

• The resale might cost $600,000, but you’ll likely spend more keeping it running smoothly.

Over five years, the math usually evens out — new homes often save buyers thousands in repairs and energy, while resales can still be smart buys if you get a great deal up front.

In many cases, the “cheaper” resale ends up costing about the same — or even more — once you include everything.

Which One’s Right for You?

If you’re planning to stay in your Argyle home for at least five years, new construction can be the smarter financial move — especially with today’s builder incentives and energy savings.

If you’re more focused on short-term affordability, or want a larger lot in a mature neighborhood, a well-kept resale might make perfect sense.

Either way, the key is understanding what ownership really costs — and that’s something we help clients calculate every week.

Our Local Take

Argyle is one of those communities where both options shine. New-construction neighborhoods like Canyon Falls or Harvest continue to attract families with resort-style amenities, while established areas offer charm, character, and quick access to schools and shopping.

No matter which path you’re considering, we can help you compare real numbers — not just list prices — so you can buy confidently.

Let’s Run the Numbers Together

If you’d like us to build a personal 5-year cost comparison for the Argyle homes you’re looking at — new or resale — reach out today.

📞 469-586-8998
📧 jshelby@shelbyrealtygroup.com
🌐 www.ShelbyRealtyGroup.com

John & Jennifer Shelby
Shelby Realty Group — Brokered by REAL Broker, LLC
Serving:  Denton • Flower Mound • Highland Village • Lewisville • Corinth • Argyle & North Texas